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Magnetically encoded cards for carrying data; multifunction cards for financial services; cash cards, bank cards, credit cards, debit cards; computer software and publications in electronic form supplied on- line from databases or from facilities provided on the Internet (including web pages and web sites); computer software and telecommunications apparatus (including modems) to enable connection to databases, computer networks and the Internet; computer software to enable searching of data; parts and fittings for all of the aforesaid goods; hand-held electronic payment terminals for payment and value exchange services, and data processing apparatus for enabling processing of other personal information services; ATM (automated teller machine) cards, access cards, identification cards, integrated circuit cards (smart cards) and pre-paid cards and supporting systems related thereto; ATM machines, point of sale card readers, remote access devices; data carriers; computer software for the provision of banking services, financial services, bank account management services, monetary transfer services, payment services, financial analysis and financial reports, financial management services, and information services relating to banking and finance; computer software to enable the searching of data relating to the aforegoing; publications, newsletters, magazines, periodicals, pamphlets and leaflets, all in electronic form supplied on-line from databases or from facilities provided on the Internet (including web sites); publications, newsletters, magazines, periodicals, pamphlets and leaflets, all in digital or electronic format, or provided by CD- ROM or diskette; mechanisms for coin operated apparatus; cash registers, calculating devices.Insurance and financial services, banking activities, currency exchange, portfolio management, loans against security, debt recovery services, issuing of debit and credit cards, travelers' cheques, stock and bonds brokerage, management of real estate; banking services and financial services provided via a global computer network.