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Downloadable and recorded computer software; downloadable and recorded computer software for processing, facilitating, verifying, and authenticating mobile payments and contactless transactions with retailers, merchants, and vendors via wearable and mobile devices; downloadable and recorded computer software for use in searching, transmitting, receiving, storing, accessing, finding, organizing and viewing geographic location information and providing content based on location; downloadable and recorded computer software for application development; downloadable and recorded computer software development tools; downloadable and recorded computer software used in developing other software applications; downloadable and recorded application programming interface (API) software; downloadable and recorded software development kits (SDK); downloadable and recorded computer software to maintain and operate a computer system; downloadable and recorded computer operating software. Providing online non-downloadable application development software; providing online non-downloadable computer software development tools; providing online non-downloadable computer software used in developing other software applications; user authentication services using a software application; user authentication services using technology for e-commerce transactions; providing online information relating to computer technology, computer programming, and computer software.