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Software; computer software relating to bank and financial data, to investments and commerce, in particular software for electronic commerce; software for administration of financial packages; magnetically encoded credit cards and debit cards; apparatus for telecommunications, in particular cellular telephones, their components and accessories; software, in particular software also in app forms, relating to electronic or digital or electronic purses; software, also in the form of apps and hardware for carrying out on- line purchases and for making electronic payments; software, also in the form of apps and hardware for carrying out filing, transmission, retrieval and receiving of data and information to be used in connection with applications for electronic or digital purses, electronic payment means for purchases or transactions via the Internet or by telephone; computer programs and software, including in the form of apps relating to applications for digital or electronic purses. Financial affairs; banking business; banking services; credit card services; credit card issuing; services related to insurance; financial affairs, monetary affairs and real estate business made in connection with applications for digital or electronic purses; electronic transfer services of funds and on-line transaction in connection with applications for digital or electronic purses; computerized financial services available in relation to applications for digital or electronic purses; consultancy and information in the above-mentioned areas. Communications of financial information via global online network; electronic data transmission via computer; provision of access to a database via computer in the banking, financial, insurance filed; telecommunication services; Internet access services; communication services for access to data banks, renting of access times to a digital data bank, provision of access to data banks; all of the foregoing in connection with transmission, receipt of data relating to electronic or digital purses.