klarna kosma.

Information technology and audio-visual, multimedia and photographic devices; software; application software; payment software; e-commerce and e-payment software; computer software for processing electronic payments and for transferring funds to and from others; authentication software for controlling access to and communications with computers and computer networks; credit cards and magnetic payment cards; computer software relating to the handling of financial transactions; computer programs relating to financial matters; financial management software; software for facilitating secure credit card transactions. Advertising; business management; business administration; office functions services; design of business surveys for others; conducting business and market research surveys for others; business enquiries and investigations; business information; invoicing; book-keeping services; computerized file management; marketing services; loyalty and affinity program services. Insurance; insurance consultancy, insurance information; financial services and financial affairs; monetary affairs; electronic payment services; electronic processing of transactions and payments via a global computer network; bill payment services; credit information services; credit assessment; evaluation of the credit worthiness of companies and private individuals; lending and credit services; factoring services; debt collection services; banking service; money transfer services; preparing, processing and tracking electronic payment transactions. Design and development of computer hardware and software; computer programming; software design; creating, designing and maintaining web sites and applications; providing temporary use of online non-downloadable computer software for electronic payment; providing temporary use of online non-downloadable computer software for use in credit assessment; providing temporary use of online non-downloadable computer security software for use in verifying and controlling access to and communication with computers and computer networks; providing of temporary use of online non-downloadable mobile application computer software for financial transactions; providing of temporary use of online non- downloadable computer software for hosting services; software as a service for financial transactions; computer security consultancy and administration of databases featuring digital keys and digital certificates, monitoring of computer systems for security purposes; provision of an internet trust center for computer security assurance and administration of databases featuring digital keys and digital certificates; monitoring of computer systems for security purposes.